Hardship Assistance

Who is Eligible?

If you satisfy all the requirements outlined below, you qualify to apply for a twelve-month grant from the DALRC Retiree Assistance Program, Inc

  • Your annual gross income in 2024 did not exceed (a) $56,475, if you are single; or (b) $76,650, if you are married and living with your spouse.
  • You expect your annual gross income in 2025 will not exceed (a) $56,475, if you are single; or (b) $76,650 if you are married and living with your spouse.
  • You are a member of the Community of Delta Retirees, as defined by either Category 1 or Category 2.

Category 1 – You were a domestic employee of Delta Air Lines, Inc. and now are classified by Delta as a retiree and served a minimum of 10 years with Delta, which may include service with any airline that was acquired by or merged with Delta (NWA, PAA, WAL, or NEA).

Category 2 – You are the spouse of a retired Delta employee covered by Category 1 (above); or the surviving spouse, who has not remarried, of a Delta retiree covered by Category 1 (above).

  • If you are eligible for Medicare coverage, you must be enrolled in Medicare Part B.

What is Covered?

A twelve-month grant may include one or more of the benefits listed below.

Medicare Part B and Other Health Insurance Premiums – Reimbursement of your monthly Medicare Part B premiums and other health insurance premiums.  The maximum monthly premium reimbursement amount in 2025 is $527.68, which is equal to the sum of:

  • $185.00, which is the standard monthly premium for Medicare Part B coverage in 2025, and
  • $342.68, which is the total monthly premium in 2025 to purchase from the Insurance Trust for Delta Retirees its (a) Supplement-Type Standard Plan + Rx; (b) Delta Dental PPO (Ground & Flight Attendant), and (c) Vision Plan.  For

Prescription Drug Expenses – Reimbursement of prescription drug copays, or full amount, not paid by insurance ($2,500 twelve-month grant maximum).  Must be supported by an itemized receipt.  Over-the-counter products are not eligible.

Dental Expenses – Reimbursement of dental copays and other dental expenses, not paid by insurance, for dentures or crowns ($3,000 twelve-month grant maximum) PROVIDED grantee has dental insurance.  Must be supported by an itemized receipt.

Next Steps:

Supplementary Resources: